After Home Closing, Which Documents Should I Keep? » Mortgage Masters Group

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Ask your closing officer for a complete set of these documents. Do so at the same time you receive your closing disclosure, which is at least three days prior to closing. Have a lawyer read these.

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Answer: Before closing on a mortgage, you can expect to receive documents required by state and federal law and contractual documents. Visit our interactive sample closing disclosure with tips and definitions. If you applied for a mortgage prior to October 3, 2015, or if you’re applying for a reverse mortgage, you receive a HUD-1 Settlement Statement and a Truth-in-Lending disclosure instead of a Closing Disclosure.

How long do I need to keep the papers from closing on my Mortgage? Mortgage took longer than the closing date and the sellers decided to terminate the contract, Earnest Money? How long after a mortgage co sells your loan does the original mortg co have to keep your documents on file?

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You’re about to close on your next home. Here’s what to expect at a mortgage closing, who will be in attendance, what documents you need to have and how to prepare for closing.