To get a foreign national mortgage, lenders have to verify their income in their country either through a letter from an accountant or CPA, plus information from their place of employment. They must show proof of their income from the past two years.
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ACC Mortgage offers financing for both Foreign National and ITIN applicants!. We'll lend to foreign nationals up to 70% LTV, no prepay, $500K – $20M, five-year (5). All loans are fixed-rates and usually contain no prepay penalties.. We are an asset based lender so we do not require pay stubs, income tax returns, etc.
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A mortgage to a non resident is called a Foreign National Mortgage loan. A foreign national who is not a resident of the United States will in many. They may be resident aliens, temporary residents or other classifications of either. Lenders do prefer a credit report from the home country, although some will take three credit.
Some basics you should know about obtaining a Foreign national loan:. work with a tax specialist to ascertain what U.S. tax liabilities apply in your situation.